Best Savings Account Promotions – December 2019

SavingsAre you currently looking the Best Savings Account Promotions? Finding reliable places to grow your money while earning a competitive APY rate? or looking to score a nice sign up bonus to go along with your new savings account? Either way, you came to the right place! It pays to shop around.

Fees, minimum balances and interest rates vary widely, so here at Hustlermoneyblog, we have researched and gathered the Best Savings Account Promotions of the month to make it more conveniently for you to view and compare in order select the right savings account that’s more suitable for your savings needs.

Why choose a savings account? Because with a savings account, you can set specific goals and stash money aside to cover for emergencies, planning your next vacation getaway trip, or save for big purchases such as buying a new home or a new car. If you are interested, be sure to check out this promotion as well as other banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD BankBBVA Compass Bank or CIT Bank.

Below you can find some our favorite best savings account promotions across the country with sign up bonuses ranging from $100-$200. We also listed out the steps to earn the bonus, ways to avoid monthly fees, expiration date along with detailed reviews on each promotion for your easy browsing.

Best Savings Account Promotions

Sign Up Savings Bonus

Discover Savings Bonus

Discover Bank Online Savings
Open a Discover Online Savings Account for all these features:
• Bonus offer applies for your first Discover Online Savings Account
• Earn $200/$150 Bonus with promo code HMB1219 by 1/6/2020
• Fund your first savings account with a minimum of $25K by 1/20/2020 to earn the $200 Bonus
• Fund your first savings account with a minimum of $15K by 1/20/2020 to earn the $150 Bonus
• Earn high interest rate of 1.70% APY
• No minimum opening deposit, no minimum balance requirement, and now no fees
• Interest on Discover Online Savings Accounts is compounded daily and credited monthly
• Manage your account online or with the Discover mobile app
• FDIC insurance up to $250,000

See advertiser website for full details

  • Availability: Nationwide
  • Soft pull
  • No credit card funding
  • Full Review

Chase SavingsSM Account

Chase Promotions
• Enjoy a $150 bonus when you open a new Chase SavingsSM account, deposit a total of $10,000 or more in new money within 20 business days, and maintain a $10,000 balance for 90 days
• Access to 16,000 Chase ATMs and nearly 5,000 branches
• Link this account to your Chase checking account for Overdraft Protection.
• Chase Mobile® app – Manage your accounts, deposit checks, transfer money and more — all from your device.
• Apply online in minutes. Open your account online now.
• Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit

  • Availability: Natiowide (Bank Locator)
  • How To Earn: Apply online or request a coupon code and bring into your nearest branch (See above)
  • Monthly Fee: The $5 fee can be waived with a $300 daily balance OR have at least one repeating automatic transfer of $25 or more from your Chase personal checking account OR have a linked Chase Premier Plus CheckingSM, Chase Premier Platinum CheckingSM, or Chase Private Client CheckingSM account
  • Full Review

Capital One Money Market 2.00% APY + Earn up to $500 Bonus

  • Up to $500 on qualifying balances.
  • Earn 2.00% APY with $10,000 minimum deposit.
  • No monthly fees to open or keep your account.
  • Member FDIC.

Capital One 360 $25 Savings & $1000 Referral Bonuses

  • Direct Link
  • Expiration Date: None
  • Availability: Nationwide
  • How To Earn: Earn the $25 bonus by opening a Capital One 360 Savings account with no fees or minimums. Once you have your account open and active, you can send 50 referrals to your friends and family members to earn up to $1000 in referral bonuses.
  • Monthly Fee: No monthly fee
  • Full Review

Capital One $100 Money Market Bonus 

  • Direct Link
  • Expiration Date: None
  • Availability: Nationwide (Bank Locator)
  • How To Earn: Earn a $100 bonus when you open a money market account and have balances of $10,000 or more
  • Monthly Fee: None
  • Full Review

First Tennessee Bank $150 BizEssentials Savings, $50 Savings Bonus, & $50-$200 Money Market Bonus

  • Direct link – $300
  • Expiration Date: 06/30/2019
  • Direct link – $50
  • Expiration Date: 06/30/2019
  • Availability: FL, MS, NC, SC, TN, TX, VA (Bank Locator)
  • How To Earn: Deposit the correct amount and use the appropriate promo code depending on which bonus you are trying to earn.
  • Monthly Fee: $0-$9
  • Full Review– $300
  • Full Review– $50

Associated Bank $100 Money Market Bonus (Packers)

  • Direct link
  • Expiration Date: 03/31/2020
  • Availability: IL, MN, WI (Bank Locator)
  • How To Earn: Earn the $100 bonus by depositing $10,000 and remain on deposit for 90 days
  • Monthly Fee: The $16 fee can be waived when you have an average daily balance of $1,000
  • Full Review

Amboy Direct $50 eSavings Bonus

  • Direct link
  • Expiration Date: None
  • Availability: Nationwide
  • How To Earn: Earn the $50 bonus by having a minimum monthly average balance or $3,000 or more for 90 days
  • Monthly Fee: No monthly fee
  • Full Review

Best Savings/Money Market Accounts High APY Rates:

Nowadays, almost every financial institution with personal banking products has an online presence. People can now bank when they want, where they want, and how they want on the go with minimal interference. Online banks boast less overhead because they don’t need to maintain physical branches or staffs, therefore they are able to pass on this savings to their savings account holders in the form of higher interest rates. There are so many selections out there to choose from and in order to help you reduce the time surfing on the web, we have included below table with some of the best Savings/Money Market rates that are updated daily along with an quick glance on the minimums, rates, fees, etc.

Still undecided? Check out more best savings account promotions listed below where you can earn competitive APY rates. Again, we listed ways to avoid monthly fees (if any), expiration date along with detailed reviews on each promotion to help you make your selection.

CIT Bank

CIT Bank Savings Builder account
With the CIT Bank Savings Builders account:
• Earn a $150 or $300 bonus with the CIT Bank Savings Builder account
• Earn a top tier, competitive APY on your money—one of the top savings rates in the nation. Earn 1.85% APY on your funds – grow your savings faster.
• Build a habit of savings. Pay yourself first. Start with $100 per month and build your habit of savings-—all while getting a top rate.
• FDIC Insured

  • Expiration Date: None
  • Availability: Nationwide
  • Monthly Fee: No monthly fee
  • Full Review

American Express National Bank

American Express Personal Savings
With the American Express® Personal Savings Account:
• Earn 1.75% APY on your deposits. Your Personal Savings account earns interest daily and is posted to your account monthly.
• Links easily with your current bank accounts. No need to switch banks.
• FDIC Insured. Your account is insured to at least $250,000 per depositor.
• No monthly fees, no minimum balance.
• 24/7 Account Access

  • Expiration Date: None
  • Availability: Nationwide
  • Monthly Fee: No monthly fee
  • Full Review

Synchrony Bank

Synchrony Bank
• Open a Synchrony Bank High Yield Savings Account
• Earn 2.25% APY on your funds on all balances
• Available online nationwide
• No minimum balance requirement or monthly service fee
• Your deposit accounts are insured up to $250,000 per ownership category

  • Expiration Date: None
  • Availability: Nationwide
  • Monthly Fee: No monthly fee
  • Full Review

Barclays Bank

  • Expiration Date: None
  • Availability: Nationwide
  • Monthly Fee: No monthly fee
  • Full Review

HSBC Direct Savings Account

  • Expiration Date: None
  • Availability: Nationwide
  • Monthly Fee: There are no monthly maintenance fees
  • Terms

BBVA Compass 

BBVA Compass ClearChoice Money Market
With the BBVA Compass ClearChoice Money Market Account, you’ll enjoy:
• Earn 1.90% Annual Percentage Yield for 12 months for accounts opened
• Earn this exceptional rate on your entire balance
• $25 minimum opening deposit required
• Get a competitive rate, with tiered interest to grow your money faster
• Interest compounds and is credited monthly
• Easily withdraw money in branch & at BBVA Compass ATMs w/no fees
• Enjoy 24/7 online access with Online and Mobile Banking
• Link to your BBVA Compass checking account for Overdraft Protection
• FDIC-insured

  • Expiration Date: None
  • Availability: TX, CA, CO, AZ, NM, AL, FL
  • Monthly Fee:  The $15 monthly fee can be avoided by maintaining a minimum daily Collected Balance of $10,000 or more in your BBVA Compass ClearChoice Money Market account OR having an automatic, recurring monthly transfer of $25 or more from a BBVA Compass checking account to your BBVA Compass savings account
  • Full Review

CIT Bank

CIT Bank Money Market
With the CIT Bank Money Market Account, you can earn a competitive interest rate and access your money easily.
• Earn 1.85% APY on your funds
• One of the nation’s top rates — over 16x the national average.
• Get up to 6 digital transfers/withdrawals per statement cycle
• Save smart and get more for your money
• Higher rates than traditional banks
• Get 24/7 Account Access
• Secure banking features
• Open with as little as $100
• FDIC insured

  • Expiration Date: None
  • Availability: Nationwide
  • Monthly Fee: No monthly fee
  • Full Review

Bottom Line

Above are just what we considered as Best Savings Account Promotions of the month. Depending on your savings goals and needs, you can select a brick-and-mortar banks to conduct your banking activities or choose an online only bank. If you would like to meet and speak to an actual banker for all your financial needs, then the brick-and-mortar bank will be the way to go.

For those of you that are looking to manage your own money without heading to a physical branch, online savings account would be a good option for you. You can enjoy superior online/mobile experience along with earning a higher APY rate. Don’t matter which savings account type you choose from, you can be sure to score a great sign up bonus along the way!

If you know of any other great banks that we did not mention, feel free to drop us a comment below. At HustlerMoneyBlog, we strive to provide you the latest and best savings promotions so be sure to bookmark this page and check back regularly. Also, don’t forget to browse our complete list of Bank Rates across the nation.

Whether you’re looking for a new place to stash some cash for an emergency or meeting specific savings goals, check out these online account reviews and hopefully will be useful to help you find the best savings account for you!

Other Bank Bonuses You May Like
The best bank bonuses are updated here. Check the below pages to get started with some of the best offers:

Chase Bank Bonuses. Read about several offers for their Checking, Savings and Business accounts. Chase usually offers the most sign-up bonuses of all the big banks.
TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available.
Huntington Bank Bonuses. Bonus offers for their Checking accounts are only available for limited periods throughout the year. They also have great options for those looking for a free Checking account (no monthly fees).
Discover Bank Bonuses. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs.

Chase SapphireSM Checking $1,000 Cash Review
Chase Private Client $2,000 Cash Review
Chase Total Business Checking® $200 Cash Review
Chase Premier Plus CheckingSM $300 Cash Review
Chase Total Checking® + Chase SavingsSM $350 Cash Review
CIT Bank Savings Builder $300 Cash Review
Discover Bank Online Savings $200 Cash Review
Chase College CheckingSM $100 Cash Review
You InvestSM by J.P. Morgan $625 Cash Review
TD Bank Beyond Checking $300 Cash Review
TD Bank Convenience CheckingSM $150 Cash Review
Discover Cashback Debit Account $360 Cash Review
Huntington Bank Unlimited Plus Business Checking $750 Cash Review
Huntington Bank Unlimited Business Checking $400 Cash Review
Huntington Bank Business Checking 100 $200 Cash Review
UFB Direct High Yield Savings 2.00% APY Review
Simple 2.15% APY Review
Betterment EverydayTM Cash Reserve 1.78% APY Review
E*TRADE $2,500 Cash Review
Ally Invest $3,500 Cash Review
TD Ameritrade $600 Cash Review


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