CIT Bank CD Rates: Up to 0.50% APY CD (Nationwide)

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CIT Bank CD rates promotion bonusFind all the latest CIT Bank CD Rates, promotions, and offers here.

At the moment you can earn up to 0.50% APY when opening a CIT Bank CD account.

*Find all CIT Bank Promotions here*
CIT Bank Money Market 0.60% APY Review
CIT Bank Savings Builder 0.55% APY Review
CIT Bank CDs Up to 0.50% APY CD Review
CIT Bank No Penalty CD 0.35% APY Review

CIT Bank CD Accounts

CIT Bank has been operating for over 100 years and is currently headquartered in Pasadena, California.

CIT Bank offers a vast array of products including CD options for all of your specific financial needs. From checking and savings account to loans and CDs, you are bound to find one that works for you.

This is ideal for accounts like Certificate of Deposits, which require very little maintenance. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.

CIT Bank CD CIT Bank Money Market Account CIT Bank Promotions Bonuses CIT Bank Savings Builder CIT Bank Bonuses Promotions Savings Builder CD No Penalty Bonus Money Market Savings Account
• Available online nationwide
• Earn 0.35% APY on a 12-Month CD Term
• Earn up to 0.50% APY
• $1,000 minimum to open
• Selection of terms to meet your needs
• A range of choices. Low minimum deposits.
• No fees to open or maintain the account
• Available as Custodial
• Open a CIT Bank Certificate of Deposit Account today!

CIT Bank CD Rates

CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make.

With as little as $1,000, you can invest in a CIT Bank CD account to maximize your earnings. Compare their offering now to find the solutions that fit best with your savings goals. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.

  • Minimum deposit: $1,000
  • Maximum deposit: None
  • Early withdrawal penalty: Unknown

(FDIC Insured)

CIT Bank CD Rates

CD Rates  
6-Month Term 0.35% APY
1-Year Term 0.35% APY
13-Month Term 0.35% APY
18-Month Term 0.35% APY
2-Year Term 0.40% APY
3-Year Term 0.40% APY
4-Year Term 0.50% APY
5-Year Term 0.50% APY

CIT Bank CD Account Features

Extremely Easy to Open an AccountLow Minimum DepositCompetitive RateFDIC Insured

To open an account you must be a U.S. citizen or resident alien that is 18 years or older, you must have a U.S. address, a Social Security number, and a driver’s license or state-issued ID, and you must have a check or bank account number to electronically transfer money into your new CIT Bank account.

As long as you open your CD with at least $1,000, you will earn interest at the highest rate in the country.

CIT Bank’s CD account earns more than the national average. Interest is also compounded daily and credited monthly.

You can feel confident knowing that your funds are insured up to the maximum amount of $250,000.

Alternative Option

CIT Bank Savings Builder account
With the CIT Bank No-Penalty 11-Month CD:
• Earn 0.35% APY on your funds with just a $1,000 minimum deposit.
• The perfect balance between a great fixed rate and flexible money access.
• Access funds, if needed. No penalty.
• No opening or maintenance fees
• Shorter 11-month timeframe and a great APY
• If you need your funds prior to the maturity date, you can withdraw your money — including any interest earned — beginning seven days after the funds have been received. No penalty. No problem. It’s the security of a CD with the flexibility to access your funds early if you need them.

Bottom Line

With a unique selection of CD lengths to choose from, you can be sure to find an account that best fits all your banking needs. Take advantage of a low required minimum balance of just $1,000.

This is a great opportunity to invest in a high-interest CD from CIT Bank. However, you may want to compare them with our best CD Rates:

You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest CIT Bank CD rates!

Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.

Other Bank Bonuses You May Like
The best bank bonuses are updated here. Check the below pages to get started with some of the best offers:

Chase Bank Bonuses. Read about several offers for their Checking, Savings and Business accounts. Chase usually offers the most sign-up bonuses of all the big banks.
HSBC Bank Bonuses. HSBC Bank routinely has offers for several of their Personal Checking and Business Checking accounts. They also have a good referral program.
TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available.
Huntington Bank Bonuses. Bonus offers for their Checking accounts are only available for limited periods throughout the year. They also have great options for those looking for a free Checking account (no monthly fees).
Discover Bank Bonuses. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs. { margin: 0; border-top-width: 1px; border-left-width: 1px } { margin: 0; border-top-style: solid; border-left-style: solid } .pt-cv-content-item { border-right-width: 1px; border-bottom-width: 1px; border-right-style: solid; border-bottom-style: solid; }
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